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I offer a wide variety of services including:
- Auto Insurance - Preferred and Standard rates available
- Home Insurance
- Condo Insurance
- Renters Insurance
- Business and Commercial Insurance
- Life Insurance - Term, Whole Life, Universal and Mortgage Protection
- Disability Insurance
- Health Insurance - 30 day coverage or longer
- Dental, Vision and Chiropractic Plans
- IRA's (Traditional and Roth)
- Annuities
- Great companies and superior claims service
- Mobile Homeowners Insurance
- Flood Insurance
4 EASY WAYS TO LOWER YOUR AUTO INSURANCE
RAISE YOUR DEDUCTIBLES
When you file a claim, a deductible is the amount of money you pay before
your insurance company pays for the rest of the damage. Higher deductibles
mean lower premiums. For example, increasing your deductible from $200 to
$500 on collision coverage could reduce your premium by as much as 30
percent — potentially saving you hundreds of dollars.
DROP COLLISION AND/OR COMPREHENSIVE COVERAGES ON OLDER CARS
If you own a car that's worth less than $2,000, you'll probably pay more for
the coverage than you would ever collect on a claim. Although insurance
companies use their own criteria to determine fair market value for
vehicles, you can find out how much your car is generally worth by using the
Kelley Blue Book.
ASK ABOUT DISCOUNTS!!!
Ask about discounts for air bags, automatic seat belts, anti-theft devices,
multiple cars, discounts for having your home insured with them (know as a
multiline discount), claims free discount and even a "good student" discount
for those younger drivers. Most policies give some type of discounts and
they can really add up. Be sure to ask about them.
TAKE DEFENSIVE DRIVERS TRAINING
This is one of the easiest things you can do to save you the most money on
your auto insurance. You save approximately 10% for 3 years. Considering
the course costs about $30.00 and you save $90.00 ($45 each on 2 cars) every
6 months, you would save $540.00 over 3 years. Minus the $30 for the course
and your net savings are $510.00!!
Please let me assist you with a quote or more information. Call my office at (972) 480-9900 or complete one of our on line quote forms. If you prefer, you may schedule an appointment to meet with me in person to find a solution to your insurance needs. Thank you!
Aldriedge Insurance and Financial Services |
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